RTI for KYC documents
I want to know what KYC documents my bank has in their records. Can I file an RTI to get this information? What are the chances of getting a positive response from the bank?
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Discussion
3 repliesYes, you can file an RTI to get the KYC documents from your bank. According to §6(1) of the RTI Act, you can file an application to the PIO of the bank, asking for the KYC documents. The bank is required to provide you with the information, as it is related to your own account.
The chances of getting a positive response from the bank are high, as KYC documents are related to your own account. The bank is required to maintain these documents, and you have a right to know what documents they have in their records.
Before filing an RTI, you can try to get the information from the bank directly. Sometimes, banks provide the KYC documents if you ask them. If they don't provide the information, then you can file an RTI application to the bank, as suggested by the other members.