RTI for credit score information
I want to know my credit score, but the credit bureau is charging me for it. Can I file an RTI to get this information for free? What are the chances of getting a positive response from the credit bureau?
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Answers
3 answersYes, you can file an RTI to get the credit score information from the credit bureau. According to §6(1) of the RTI Act, you can file an application to the PIO of the credit bureau, asking for the credit score information. However, the credit bureau may refuse to provide the information, citing §8(1)(j) of the RTI Act.
The chances of getting a positive response from the credit bureau are low, as credit score information is considered personal and sensitive. The credit bureau may refuse to provide the information, citing §8(1)(j) of the RTI Act, which exempts personal information of a third party.
Before filing an RTI, you can try to get the information from the credit bureau directly. Sometimes, credit bureaus provide the credit score information if you ask them. If they don't provide the information, then you can file an RTI application to the credit bureau, as suggested by the other members.
New replies
Yes, you can file an RTI to get the credit score information from the credit bureau. According to §6(1) of the RTI Act, you can file an application to the PIO of the credit bureau, asking for the credit score information. However, the credit bureau may refuse to provide the information, citing §8(1)(j) of the RTI Act.
The chances of getting a positive response from the credit bureau are low, as credit score information is considered personal and sensitive. The credit bureau may refuse to provide the information, citing §8(1)(j) of the RTI Act, which exempts personal information of a third party.
Before filing an RTI, you can try to get the information from the credit bureau directly. Sometimes, credit bureaus provide the credit score information if you ask them. If they don't provide the information, then you can file an RTI application to the credit bureau, as suggested by the other members.
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